← User guide

Debt

Cards and loans with real rates, and payoff plans that compare honestly.

Tracking debts

Add credit cards, loans, and mortgages with balances, APRs, and minimum payments. Fields you enter by hand always take precedence over imported data.

Payoff strategies

Avalanche (highest rate first) and snowball (smallest balance first) side by side, with your debt-free date and total interest under each.

Recording payments

Log payments against each debt to keep balances current and watch the projected payoff move.