Analytics
Trends, comparisons, and the long view of your spending.
Try it step by step
These steps describe the web app. iPhone controls may differ.
- Choose the period you want to examine and compare it with the prior period.
- Look at category-level changes rather than only the total.
- Open Transactions with the matching category and dates to investigate a spike.
- Decide whether to correct a category, adjust a future budget, or leave an expected one-time expense as it is.
Worked example
Travel spending rises from $100 to $900 in a vacation month. Check the underlying purchases before raising every future month’s travel budget.
Check before you continue
Comparisons are only as complete as your history. Missing imports, private accounts, and unmatched transfers can change the picture.
Income, spending, and saved percentage
Compare recorded income and expenses for the selected period. The saved amount is income minus expenses; the saved percentage puts that difference in relation to income. It describes cash retained in the records, not contributions automatically transferred to a savings goal. With $4,000 income and $3,000 spending, the difference is $1,000, or 25% of income.
Budget variance and category movers
Compare actual spending with the budget, then inspect categories that changed most from the prior period. A large percentage change can come from a small starting amount, so check the dollar change too. Use the same dates in Transactions to verify the underlying activity. Matched transfers should not inflate income or expenses.