Features / Budgets & rollovers
Budgets that come from your history, not a template
Budgeteer Pro drafts your budget from months of your real spending — conservative statistics, category by category — and you approve every line before anything is set.
Derived, not guessed
The proposal engine uses your actual monthly history with confidence bands and a plain-English reason for every number. Accept all, tweak, or skip line by line.
Adjustments, never surprises
When spending shifts, budgets you accepted from a draft get a suggested adjustment to review. Budgets you set by hand are never touched — your number is your number.
Rollovers that carry honestly
Per-category rollover policies carry surplus (or overage) into the next month, so a light month buys real headroom instead of vanishing.
Annual bills read as on-plan
A yearly premium paid up front doesn't blow up its month. Smooth it into a monthly reserve, and the payment month shows 'annual bill · on plan' instead of red.
A practical example
Plan $400 for groceries, spend $350, and review the $50 left. Next month your base amount carries forward; your rollover policy decides whether the unused $50 adds headroom.
The result is a budget you can actually defend — because every line traces to your own history.